An Tam Hoach Dinh

1. Death benefit of up to VND 25 billion
The benefit payable shall correspond to select Basic or Enhanced Benefits, as detailed below:
- Basic benefit: The higher of the Basic account value and the sum assured for death; plus the top-up account value (if any)
- Enhanced benefit: The total amount equal to the sum of the basic account value, the sum assured for death, and the top-up value account value (if any).
2. Total and permanent disability benefit:
Depending on the selected death benefit option, the benefit payable to the customer shall be as follows:
- Basic benefit: The higher of the basic account value and the sum assured for total and permanent disability; plus the top-up account value.
- Enhanced benefit: The total amount equal to the sum of the basic account value, the sum assured for total and permanent disability; plus the top-up account value.

1. Maturity Benefit:
The customer shall receive 100% of the Policy account value on the policy maturity date.
2. Policy Persistency Bonus:
Bonuses rewarding the customer's long - term commitment shall be credited to the top-up on the 5th, 10thm 15th and 20th policy anniversary dates.

Flexible customization to suit your needs and personal financial circumstances:
- Flexible selection of the sum assured and the intended premium payment period.
- Flexible adjustment of premium contribution level.
- Flexible withdrawals from the policy account value to meet urgent financial needs.
- Ability to adjust the sum assured and select death benefit options in the line with customers' evolving life needs.
- Option to continue or temporarily suspend premium payments after the completion of the intended premium payment period.

Customers are allowed to participate in riders for themselves or their family members:
• Product group against accident risks
• Product group of health care, medical benefits
• Product group of Premium waiver when getting risks.