Home Loan

• Term: Up to 300 months
• Loan Limit: Up to 85% total loan demand
• Competitive interest rates
• Loan repayment resources: Various, including those from relatives

• Applicant: Individual customer in need of loan to buy/build/ repair house
• Flexible repayment method: Monthly interest repayment, Monthly/Quartly principal repayment
• Simple and fast procedures

• Application for Loan and repayment plan;
• Household Registration Book or long-term temporary residential permit, identity card or passport;
• Documentary evidence of the applicant’s financial capacity and repayment source;
• Documentary evidence of the loan use purpose (Sale Contract, payment documents...)
• Documents of collateral (If collateral is not the house and/or land bought)

- Buying Houses Loan:
• Loan Limit: Up to 85% total loan demand
• Term: Up to 300 months
• Repayment source: salary, business, assets rental...
• Collaterals: Value papers, real estate, car
- Repairing House Loan
• Loan Limit: Up to 85% total loan demand
• Term: Up to 180 months
• Repayment source: salary, business, assets rental...
• Collaterals: Value papers, real estate, car