Working Capital Financing

The bank has professional verification capacity with qualified and experienced staffs in evaluation, verification of enterprises’ business plans.
  • Working capital loan item: Meeting the needs of short-term loans incurred additional unplanned or irregular working capital of enterprises, helps enterprises to seize business opportunities with a reasonable interest rate, simple and flexible conditions;
  • Working capital loan limit: Meeting the needs of regular working capital of the business; helps financial stability, proactive business development funds;
  • Overdraft: Meeting the needs of a temporary shortage of capital quickly, minimizing interest income through loan system automatically.
  • Time saving : Processing time is 3-5 days, disbursing 1 day after finishing procedures.
  • Efficiency: Resonable interest rates, competitive fees.
  • Comprehension: Providing complete solutions meeting business needs, such as trade finance, bank guarantees, international payments.
  • Flexibility: Time borrowing, repayment method, collateral are flexible to help businesses easyly access to loans.
  • Professionalism: Our team of consultants and supporters are highly qualified, experienced beside modern management system.
  • Loan Application
  • Legal files (to be supplied once at opening account)
  • Credit application
  • Financial file
  • Property assurance file